1. Account Terms

If you create an account on the website, you are responsible for maintaining the security of your account. You are responsible for all activities that occur under the account and any other actions taken in connection with the account. You must take reasonable steps to guard the security of your account. We will not be liable for any acts or omissions resulting from a breach of security, including any damages of any kind incurred as a result of such acts or omissions.

2. Account Structure

1. Free Accounts can be registered free of charge, have limitation, and cannot use the premium features in our website.
2. Seller Accounts are available for monthly, semi-annual, and annual subscription and can access to a premium feature he/she subscribed. Subscription expiration is based on the plan selected at the time of purchase. Renewal fee is applied to paid accounts after the expiration date. Features and contents inside the site are preserved for 6 months.
3. Distributor Accounts are special accounts for our Distributorship Program. To upgrade to a Distributor Account, a one-time fee of ₱5,988 is required. This fee covers the first 6 months of access. After this period, the account can be renewed by subscribing to a monthly, semi-annual, or annual plan.

Any payments made to Techno Wealth Creators for account services or for any purposes, are non-refundable or transferable. By using this Service, you agree to this membership structure, and to Techno Wealth Creators' right to change, modify, or discontinue any type of account or the features available to it at any time.

3. Privacy Policy

Your use of the website is governed by our Privacy Policy.

4. Indemnity

You agree to indemnify and hold harmless Techno Wealth Creators, its contractors, its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys' fees, arising out of your use of the website, including but not limited to out of your violation of this agreement.

5. Termination

We may terminate your access to all or any part of the website at any time, at our sole discretion, if we believe that you have violated this agreement. You agree that any termination of your access to the website may involve removing or discarding any content you have provided. We may, at our sole discretion, discontinue providing the website at any time, with or without notice. If you wish to terminate this agreement, you may delete your account and cease using the website.

6. License to Reproduce Content

By submitting content to us for inclusion on the website, you grant us a world-wide, royalty-free, and non-exclusive license to reproduce, modify, adapt and publish the content, solely for the purpose of displaying, distributing and promoting the contents of your account, including through downloadable clients and external feeds.

7. Account Content

You agree to the following provisions for posting content to the website:

1. We claim no ownership or control over any content that you will post to the website. You retain any intellectual property rights to the content you post, in accordance with applicable law.
2. All content posted to the website in any way is the responsibility of the owner.
3. We do not pre-screen content. However, you acknowledge that we have the right (but not the obligation), in our sole discretion, to remove or refuse to remove any content from the service.
4. If any content you have submitted is reported to us as violating this agreement, you agree that we may call upon you to change, modify, or remove that content within a reasonable amount of time.

8. Content Posted on Other Websites

We have not reviewed, and cannot review, all the material made available through the websites and webpages to which we, any user, or any provider of content links. We do not have any control over those websites and webpages and are not responsible for their contents or their use.

9. No Resale of Services

You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the website, use of the website, or access to the website.

10. Exposure to Content

You agree that by using the service, you may be exposed to content you find offensive or objectionable. If such content is reported to us, it will be our sole discretion as to what action, if any, should be taken.

11. Member Conduct

You agree that you will not use the website to:

1. Upload, post, or otherwise transmit any content that is harmful, threatening, abusive, or hateful.
2. Upload, post, or otherwise transmit any content that is spam or contains unethical or unwanted commercial content.
3. Maliciously impersonate any real person or entity.
4. Upload, post or otherwise transmit any content that you do not have a right to transmit under any law.
5. Upload, post or otherwise transmit any content that infringes any patent, trademark, trade secret, copyright, or other proprietary rights.
6. Interfere with or disrupt the website or servers or networks connected to the website.
7. Solicit passwords or personal identifying information for unintended, commercial or unlawful purposes.
8. Provide any material that is illegal under Philippine law.
9. Upload, post or otherwise transmit any content that contains viruses, worms, malware, or Trojan Horses.
10. Allow usage by others in such a way as to violate this agreement.
11. Make excessive or otherwise harmful automated use of the website.
12. Access any other person's account, or exceed the scope of the website that you have signed up for.

12. Copyright Infringement

If you believe that material located on the website violates your copyright, you may notify us. We will respond to all such notices as required by law, including by removing the infringing material or disabling access to the infringing material.

13. Changes

We reserve the right, at our sole discretion, to modify or replace any part of this agreement at any time. Your continued use of or access to the website following the posting of any changes to this agreement constitutes acceptance of those changes.

14. Disclaimer of Warranties

This website is provided "as is". Techno Wealth Creators and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement.

15. Limitation of Liability

You expressly understand and agree that in no event will Techno Wealth Creators, or its licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for:

1. Any special, incidental or consequential damages
2. The cost of procurement or substitute products or services
3. Interruption of use or loss or corruption of data
4. Any statements or conduct of any third party on the service
5. Any unauthorized access to or alterations of your content

16. General Information

This agreement constitutes the entire agreement between us and concerning the use of our website. Except to the extent that applicable law provides otherwise, any dispute arising between you and Techno Wealth Creators regarding these Terms of Service will be governed by the laws of the Republic of the Philippines.

17. Reporting Violations

To report a violation of this agreement, please inform us by filing a complaint and send it through our email: support@twcako.com